Auto Insurance in Tallahassee, FL

Welcome to Baker Harris Insurance Agency in Tallahassee, FL!

Who We Are
Our expertise is based on a well-trained, experienced professional staff and a serious conscientious attitude toward our clients.

We are Your Full Service Insurance Center:

Personal Coverage includes:

Automobile insurance
Business insurance
Home insurance
Flood insurance
Health insurance
Life insurance

Business Coverage:
Package Policies
Business Automobile
Workers Compensation
Property
Liability
Financial Planning:
Life Insurance
Business Overhead
Disability Income
Group Life
Group Disability

What is Florida Auto Insurance?

It is a contract between you and your insurer in which you pay the insurance company a certain amount of money and, in return, the company will protect you from major financial losses due to an accident for a given period of time.

Whether you currently own an auto or are a prospective buyer, you can get a Free Auto Insurance quote today. Simply call 850-386-1420 and we can help you find the best deal for you.

Why Do You Need Auto Insurance?

Insurance is your protection against economic disaster should you cause an accident and there is property damage or injuries to other people. It can help cover repairs to your vehicle and related medical costs.

What are the coverages?

Bodily injury liability coverage – Pays for bodily injury or death resulting from an accident for which you are at fault and provides you with a legal defense.

Property damage liability coverage – Provides you with protection if your car accidentally damages another person's property. It also provides you with a legal defense.

Medical payments, no-fault or personal injury coverage – Usually pays for the medical expenses of the driver and passengers in your car incurred as a result of a covered accident regardless of fault.

Uninsured motorist coverage – Pays for your injuries and, in some circumstances, certain property damage caused by an uninsured or a hit-and-run driver. In some cases, underinsured motorist coverage is also included. This is for cases in which the at-fault driver has insufficient insurance.

Comprehensive physical damage coverage – Pays for damage to your car from theft, vandalism, flood, fire, and other covered perils.

Collision coverage – Pays for damage to your car when it hits or is hit by another object.

Homeowners Insurance:

For homeowners, insurance protection is an important aspect of homeownership. Buying home insurance means buying protecting both you and your home.
Whether you currently own a home or are a prospective buyer, you can get a Free Florida Homeowners Insurance quote today. 

Simply call 850-386-1420 and we can help you find affordable Florida Homeowners Insurance to protect one of your most valuable assets.

Homeowners Policy Coverage’s

A Florida Homeowners Insurance policy is designed to cover the structure of your home, and includes protection for various kinds of Personal Property as well as Liability coverage.
Want to know more? Give us a call at 850-386-1420 to speak to an agent.

Business Insurance:

At Baker Harris Insurance we have specially tailored packages to fit most business insurance programs. We look forward to providing you with a "no obligation" quote on your business insurance program.
We serve hundreds of businesses and contractors in the North Florida area with competitive business insurance programs, delivered through some of the leading business insurance companies in the country.

Flood Insurance:

Since standard homeowners insurance doesn’t cover flooding, it’s important to have protection from the floods associated with hurricanes, tropical storms, heavy rains and other conditions that impact the U.S.

In 1968, Congress created the National Flood Insurance Program (NFIP) to help provide a means for property owners to financially protect themselves. The NFIP offers flood insurance to homeowners, renters, and business owners if their community participates in the NFIP. Participating communities agree to adopt and enforce ordinances that meet or exceed FEMA requirements to reduce the risk of flooding.

Call us today at 850-386-1420 to learn more.

Health Insurance:

With the cost of medical care rising everyday, you can’t afford to be without health insurance. Many people fell that they can’t afford health insurance or they don’t want or have the time to shop for it. Because we contract with all the major insurance companies, we can fine you the lowest rate. Regardless of what you can afford, there is a plan for you.

Life Insurance

  Life insurance protects against economic loss in the event of a death, by paying a death benefit to the beneficiaries of the policy once the policyholder dies. This death benefit provides financial security by replacing lost income or paying final expenses such as funeral costs.

Term Life Insurance

Term Life insurance offers financial protection for a specified period of time, known as the term. Term policies typically provide coverage for one, five, 10, 15, 20 or 30 years, or until a specific age (for example, 65).

Universal Life Insurance

Universal Life insurance is a hybrid policy that combines a death benefit with an investment component.

Whole Life Insurance

Whole Life insurance remains in force during the entire lifetime of the policyholder and offers a guaranteed death benefit as well as a guaranteed cash value.

As you can see, Baker Harris Insurance is your one stop shop for all your insurance needs. For more in formation, please call 850-386-1420.